Home Health Care Coverage

If you or a loved one is homebound as a result of one or more specific medical conditions, and in need of a care provider for an extended period of time, home health insurance can help relieve the encumbrance of the expenses involved. 

Does Medicare cover home health insurance?

In some cases, yes; Medicare will allow home health coverage for certain members, provided that they meet various eligibility criteria. Said criteria may include:

1. Skilled nursing care, when provided by or under the supervision of a registered nurse
2. Various therapies, including physical, occupational, or speech
3. Social services of a medical nature, when under the direction of a physician
4. Restricted part-time or intermittent home health aide services

However, many home health care patients - by no fault of their own - fail to meet these requirements. To avoid the inconvenience and additional burden of filing appeals to their claim denials, many individuals and their families wisely opt to purchase home health care insurance.

Finding Home Health Care Coverage   

OC Health Insurance will be honored to help you locate an outstanding home health care policy, for the short or long-term care needs of you or your loved one. And, because we routinely handle Medicare supplement insurance policies and claims, we can assist you with information and assistance with related Medicare concerns.

Finally, if a transition to another type of long-term care situation is required, we will be glad to adjust your insurance products as needed.